YNB Blue Ribbon Checking

Minimum balance to open the account-

  • You must deposit $100.00 to open this account.

Minimum balance to maintain account-

  • There is no minimum balance required to maintain this account.


  • A maintenance fee of $12.50 will be charged each statement cycle.
  • A debit transaction fee of $.15 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account) in excess of 40 during a statement cycle.


  • Check Order (type designated by bank)                        No Charge
  • Money Orders (limit of 36 per year)                              No Charge
  • $20,000 Accidental Death Life Insurance                   No Charge
  • First Year Safe Deposit Box Rental                                  No Charge
  • 25% Discount after 1 year rental
  • Lost Key Return – Discount Car and Truck Rental
  • Credit Card Protection Service – Discount Travel Services
  • E-Statements are available for accounts enrolled in Online Banking.
  • Canceled checks can be returned in an image format.
  • A convenient binder is provided to you upon opening your account.
Link to Online Banking
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