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YNB Best Checking
Blue Ribbon Checking
Golden Checking
Performance NOW Checking
Student Checking

T-Bill Money Market
Prestige Money Market
Commercial Money Market
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Commercial Checking
Classic NOW Checking
Freedom Checking
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YNB Best Checking
- $100 deposit required to open this account
- No minimum balance required to maintain this account
- No maintenance fees
- Unlimited check writing
- Overdraft Protection available
- YNB ATM or VISA Debit Card available
- Convenient binder provided to organize all of your account documents and statements
Blue Ribbon Checking
- $100 deposit required to open this account
- No minimum balance required to maintain this account
- $12.50 monthly maintenance fee
- A debit transaction fee of $.15 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account) in excess of 40 during a statement cycle.
- Multiple benefits including the following:
- Free check orders (type of check and quantity designated by bank)
- No fee Traveler's Checks
- No fee Money Orders (limit of 36 per year)
- Free $20,000 Accidental Death Life Insurance
- Free first year Safe Deposit Box Rental
- 25% discount on safe deposit box rent after 1 year
- Lost Key Return- Discount Car and Truck Rental
- Credit Card Protection Service- Discount Travel Services
- Discount tickets to various movies and amusement parks
- Overdraft Protection available
- YNB ATM or VISA Debit Card available
- Convenient binder provided to organize all of your account documents and statements
Golden Checking Account
- Available to age 62 and over
- $100 deposit required to open this account
- No minimum balance required to maintain this account
- No maintenance fees
- Unlimited check writing
- Overdraft Protection available
- YNB ATM or VISA Debit card available
- No YNB ATM usage fees for this account
- Convenient binder provided to organize all of your account documents and statements
Student Checking Account
- Available to students
- $50 deposit required to open this account
- No minimum balance required to maintain this account
- No maintenance fees
- Unlimited check writing
- YNB ATM or VISA Debit Card available
- No YNB ATM usage fees for this account
- Convenient binder provided to organize all of your account documents and statements
Performance NOW Checking
- $100 deposit required to open this account
- $5.00 maintenance fee and per item charges will apply if average daily balance for the statement cycle falls below $1500
- Interest bearing checking account. Contact bank for current rates.
- Overdraft Protection available
- YNB ATM or VISA Debit Card available
- Convenient binder provided to organize all of your account documents and statements
Commercial Checking
- $100 deposit required to open this account
- No minimum balance required to maintain this account
- $5 monthly maintenance fee
- Per item charges on transactions during a statement cycle apply as follows:
- Checks and Other Debits .15
- Deposits and Other Credits .15
- Deposited Transit Items .10
- Uncollected Funds Charge (YNB Base Rate)
- Earnings Credit based on 91 Day T-Bill Rate
- Convenient binder provided to organize all of your account documents and statements
FREEdom Checking
- Designed for Oklahoma Small Businesses and Corporations
- $100 deposit required to open this account
- No minimum balance required to maintain this account
- No maintenance fees
- 75 Free checks and withdrawals per statement cycle
- 75 Free deposited items per statement cycle
- Free ACH and EFT items
- For items exceeding each category a .25 per transaction fee applies
- Convenient binder provided to organize all of your account documents and statements
Classic NOW Checking
- Designed for Sole Proprietorships and Non-Profit organizations
- $100 deposit required to open this account
- $5.00 maintenance fee and per item charges will apply if average daily balance for the statement cycle falls below $1500
- Interest bearing checking account. Contact bank for current rates.
- Convenient binder provided to organize all of your account documents and statements
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