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YNB Best Checking
Blue Ribbon Checking
Golden Checking
Performance NOW Checking
Student Checking


T-Bill Money Market
Prestige Money Market
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Commercial Checking
Classic NOW Checking
Freedom Checking

YNB Best Checking
  • $100 deposit required to open this account
  • No minimum balance required to maintain this account
  • No maintenance fees
  • Unlimited check writing
  • Overdraft Protection available
  • YNB ATM or VISA Debit Card available
  • Convenient binder provided to organize all of your account documents and statements
Blue Ribbon Checking
  • $100 deposit required to open this account
  • No minimum balance required to maintain this account
  • $12.50 monthly maintenance fee
  • A debit transaction fee of $.15 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account) in excess of 40 during a statement cycle.
  • Multiple benefits including the following:
  • Free check orders (type of check and quantity designated by bank)
  • No fee Traveler's Checks
  • No fee Money Orders (limit of 36 per year)
  • Free $20,000 Accidental Death Life Insurance
  • Free first year Safe Deposit Box Rental
  • 25% discount on safe deposit box rent after 1 year
  • Lost Key Return- Discount Car and Truck Rental
  • Credit Card Protection Service- Discount Travel Services
  • Discount tickets to various movies and amusement parks
  • Overdraft Protection available
  • YNB ATM or VISA Debit Card available
  • Convenient binder provided to organize all of your account documents and statements
Golden Checking Account
  • Available to age 62 and over
  • $100 deposit required to open this account
  • No minimum balance required to maintain this account
  • No maintenance fees
  • Unlimited check writing
  • Overdraft Protection available
  • YNB ATM or VISA Debit card available
  • No YNB ATM usage fees for this account
  • Convenient binder provided to organize all of your account documents and statements

Student Checking Account

  • Available to students
  • $50 deposit required to open this account
  • No minimum balance required to maintain this account
  • No maintenance fees
  • Unlimited check writing
  • YNB ATM or VISA Debit Card available
  • No YNB ATM usage fees for this account
  • Convenient binder provided to organize all of your account documents and statements

Performance NOW Checking

  • $100 deposit required to open this account
  • $5.00 maintenance fee and per item charges will apply if average daily balance for the statement cycle falls below $1500
  • Interest bearing checking account. Contact bank for current rates.
  • Overdraft Protection available
  • YNB ATM or VISA Debit Card available
  • Convenient binder provided to organize all of your account documents and statements

Commercial Checking

  •   $100 deposit required to open this account
  • No minimum balance required to maintain this account
  • $5 monthly maintenance fee
  •   Per item charges on transactions during a statement cycle apply as follows:
  • Checks and Other Debits .15
  • Deposits and Other Credits .15
  • Deposited Transit Items .10
  • Uncollected Funds Charge (YNB Base Rate)
  • Earnings Credit based on 91 Day T-Bill Rate
  • Convenient binder provided to organize all of your account documents and statements

FREEdom Checking

  • Designed for Oklahoma Small Businesses and Corporations
  • $100 deposit required to open this account
  • No minimum balance required to maintain this account
  • No maintenance fees
  • 75 Free checks and withdrawals per statement cycle
  • 75 Free deposited items per statement cycle
  • Free ACH and EFT items
  • For items exceeding each category a .25 per transaction fee applies
  • Convenient binder provided to organize all of your account documents and statements

Classic NOW Checking

  • Designed for Sole Proprietorships and Non-Profit organizations
  • $100 deposit required to open this account
  • $5.00 maintenance fee and per item charges will apply if average daily balance for the statement cycle falls below $1500
  • Interest bearing checking account. Contact bank for current rates.
  • Convenient binder provided to organize all of your account documents and statements

Better Checking
Business Solutions
Student Resources