Business Lines of Credit

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YNB offers working capital lending to help your business manage its cash flow needs.

  • Manage seasonal cash fluctuations
  • Flexible repayment structures available

Working Capital Loans

  • A committed credit facility allowing your business to borrow, repay and borrow funds again as needed
  • Advance and repay principal to match the cycle of your company’s collection of assets
  • Working capital loans may be permanent or you may wish to structure the line to reduce over a specified period
  • Can be structured with a maturity longer than 12 months, options typically include converting all or a portion of the amount outstanding to a term loan