Business NOW Checking

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Business NOW Checking is designed for any size business with higher account balances that want to earn interest. Great for sole proprietorships and non-profit organizations, see if you qualify.

Balance to Open
Minimum Balance
Monthly Fee
$100.00
$2,000.00
$7.50*
Features
Free YNB Debit Card, Online Banking & Mobile Banking, BillPay and E-statements
Earns Interest
Per Item Transaction Charges
Checks and Debits
Deposits and Credits
Deposited Transit Items
$0.15
$0.15
$0.10

*Fee is only assessed if the average daily balance requirement of $2,000.00 is not met. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

Interest details:
Your interest rate and annual percentage yield may change. We may change the interest rate on your account at any time. At our discretion, we may change the interest rate on your account. Interest will be compounded every month. Interest will be credited to your account every month. If you close your account before interest is credited, you will not receive the accrued interest. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. We do not require you to maintain a minimum average daily balance in the account to obtain the disclosed annual percentage yield. We use the average daily balance method to calculate the interest on your account. This method applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is the monthly statement cycle. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (i.e., checks).