Schedule of Fees

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YNB Debit Card Fees

Charges incurred for Research and Photo Costs from non-proprietary ATM’s will be paid by the account holder.

Original Issue-New Debit Card Fee No Charge
New Photo Debit Card Fee $10.00/card
Lost/Damaged Card Replacement – Replaced Debit Card Fee $5.00/card
Replaced Photo Debit Card Fee $10.00/card
PIN Number – Replacement PIN Charge $2.50/card
Balance Inquiry-YNB ATM’s No Charge
Balance Inquiry-All other ATM’s No Charge
Transaction Service Charge-YNB ATM’s No Charge
Transaction Service Charge-All other ATM’s (non-proprietary) $1.00

e-Banker Bill Payment Service Charge Fees

Consumer Accounts

e-Banker Bill Payment Debits No Charge

Business Accounts

e-Banker Bill Payment Debits No Charge

Safe Deposit Box Fees

Key Deposit: $20.00

Late Fee: $5.00/month

Dimensions Annual Rental
3×5 $20.00
4×5 $22.00
5×5 $24.00
3×10 $30.00
4×10 $40.00
5×10 $50.00
6×10 $60.00
10×10 $80.00

If both keys are lost, the customer must pay to have the box drilled by the bank’s service contractor.

Other Services Fees

Telephone Transfers No Charge
Telephone Balance Inquiry No Charge
Temporary Checks $1.00/page
Temporary Deposit Slips No Charge
Reject Item Fee $5.00
Insufficient Funds Charge $30.00
Linked Account Transfer Fee (Eligible accounts only) $10.00/daily transfer
Return Item Fee $5.00
Stop Payment Service Charge $30.00
Special Instructions $60.00/year
Special Statement Fee $5.00
Account Activity Print-Out $1.00
Account Balancing Fee (Min. 1 hour) $25.00/hour
Check Copy $2.00
Photo Copies $1.00/side
Zippered Bags $5.00
Locked Depository Bags $25.00
Night Depository Key (Limit 2) No Charge
Depository Key-Additional/Replacement $5.00/each
Cashier’s Checks: Customer $5.00
Cashier’s Checks: Non-Customer (Subject to Limitations) $10.00
Money Order: Customer $2.00
Money Order: Non-Customer (Subject to Limitations) $5.00
VISA Gift Cards (Subject to Limitations) $5.00
VISA Travel Cards (Subject to Limitations) $5.00
Collection Items: With Documents $20.00
Collection Items: Clean $15.00
Wire Transfer Fee: Incoming $10.00
Wire Transfer Fee: Outgoing $15.00
Wire Transfer Fee: Foreign $70.00
Garnishments $35.00
Levy $35.00
Notary Public: Customer No Charge
Notary Public: Non-Customer $5.00
Loose Coin Counting: Customer No Charge
Loose Coin Counting: Non-Customer 20%
Rolled Coin: Commercial Accounts $0.05/roll
Strapped Currency: Commercial Accounts $0.10/strap
Account Closing Fee (Deposit/savings accounts closed in first 60 days) $30.00
Dormant or Inactive Account Fee $10.00/month
Faxes $1.00/page
Replacement Statement Binder $10.00
Address Unknown-Activation $10.00/month
Mail Return $5.00/each
Verification of Deposit $10.00