Deposit Rates

Our current deposit rates are shown below.

We do our best to ensure the accuracy of our rates posted online; however, all rates shown here must be verified by a YNB New Accounts Representative upon account opening.

Last updated and verified: January 1, 2018

Certificates of Deposit
	REGULAR (Under $100,000)		JUMBO ($100,000 and Over)
Term	Rate	Annual Percentage Yield (APY)	Rate	Annual Percentage Yield (APY)
7 Days	0.05	0.05	0.05	0.05
30 Days	0.05	0.05	0.05	0.05
60 Days	0.10	0.10	0.10	0.10
90 Days	0.15	0.15	0.15	0.15
182 Days	0.25	0.25	0.25	0.25
1 Year	0.40	0.40	0.40	0.40
18 Months	0.60	0.60	0.60	0.60
2 Years	0.75	0.75	0.75	0.75
Retirement Accounts
Term	Rate		Annual Percentage Yield (APY)
6 Months	0.25		0.25
18 Month Variable	0.40		0.40
18 Month Fixed	0.60		0.60
Transaction Accounts
Term	Rate		Annual Percentage Yield (APY)
Personal Savings	0.10		0.10
Money Market Accounts	0.10		0.10
NOW Accounts	0.05		0.05