YNB Classic Checking


Minimum balance to open the account-

  • You must deposit $100.00 to open this account.

Minimum balance to maintain account-

  • There is no minimum balance required to maintain this account.


  • A maintenance fee of $5.00 will be charged each statement cycle.
  • Maintenance fee waived for individuals/seniors age 62 and over.
  • Maintenance fee waived for individuals/ students age 18 and under.


  • ATM transaction fees for using non-proprietary ATMs are reduced to .50 each for individuals under age 24.
  • ATM transaction fees are waived for individuals age 62 and over.
  • 25% Discount on Safe Deposit Box Rental for individuals age 62 and over.
  • E-Statements are available for accounts enrolled in Online Banking.
  • Cancelled checks can be returned in an image format.
  • A convenient binder is provided to you upon opening your account.
Link to Online Banking
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