Mobile Banking

Welcome to YNB Mobile! Take YNB Mobile with you on the go, around the clock, down the street or around the globe. Whether you prefer using text banking, your phone’s mobile browser or YNB’s downloadable app YNB Mobile, you now have the ability to bank almost anywhere at anytime. Best of all, YNB Mobile is FREE.

Are you connected yet?

Mobile Banking is the ultimate on-demand service. Now you can access your account information and complete many transactions anytime, anywhere.
Choose from the following options:

a) Download our Mobile Banking app to your smartphone and/or tablet for the best experience
b) Access Online Banking from any Mobile Web Browser with Internet access
c) Or use Text Banking from any mobile device with text messaging capabilities (enrollment required)

Message and data rates may apply.


Mobile App
Mobile Web
Text Banking
Smartphone iPhone/Android
Tablet or iPad
Mobile Browser
Mobile device with text messaging
View Accounts Balances
View Transaction History
Transfer Funds Between Accounts
Deposit Checks with Mobile Deposit
Pay Bills with Mobile Bill Pay
Locate a Nearby Branch or ATM
Get Connected Today!
Mobile App

Download YNB Mobile using your mobile device's app store - search for YNB Mobile. Then log on using the same credentials you use for Online Banking.

Mobile Web

Using the Web browser on your mobile device, go to and log on to Online Banking as usual.

Text Banking

Log on to Online Banking to enroll for Text Banking. Once signed up simply text one of the commands to us at 61539. Your requested information will be sent by text within seconds.


Mobile Banking Features

Mobile Deposit

With our Mobile Banking app, you can deposit checks directly into your account using the camera on your smartphone or tablet. Just follow these steps:

1. select the account for the deposit
2. enter the dollar amount
3. endorse the check
4. take a picture of the front and back of the check
5. review the deposit and click approve!

Your deposit will be securely delivered to us for processing. Funds will be available usually within one business day, just like any other deposit.
Our Mobile App and Internet access are required for Mobile Deposit.

Mobile Bill Pay

Pay your bills from anywhere right from your mobile device. Just select a payee from your existing list, enter the amount and payment date, and confirm. That’s it! You can also view and modify pending payments. Mobile bill pay is available to all our online bill pay subscribers.
Our standard online bill pay fees apply. This service is not available with our text banking option.

Text Banking

Using any mobile device with text capabilities you can send a text command to 61539, and receive the requested information within seconds. Message and data rates may apply from your mobile carrier. The most popular text commands include:

• Text BAL to view all Text Banking available account balances
• Text BAL + “account nickname” for the available balance for that account
• Text HIST for recent transactions for your default account
• Text HIST + “account nickname” to receive transaction history for another account
• Text LOC + Zip or City to find nearby branches and ATM locations
• Text NICK for all of your account nicknames
• Text STOP to discontinue Text Banking alerts
• Text HELP for assistance
• Text CMD for a list of all Text Banking Commands

Mobile Banking FAQ
YNB Mobile Terms & Conditions
YNB Mobile Deposit Terms & Conditions