Checkmagic is a consumer line of credit that is linked to your account. When overdraft items are presented, advances are made from this line of credit to pay the items. An interest rate applies to the balance of your Checkmagic and a minimum monthly payment is required. This alternative to Overdraft Services is subject to credit approval. Talk to one of our lenders to learn more about this option.


12 month term. Checkmagic matures annually with the option of renewing for another 12 months. Origination Fee applies.


If you have Checkmagic linked to your account, your account is not eligible for Overdraft Services.