YNB offers working capital lending to help your business manage its cash flow needs.
- Manage seasonal cash fluctuations
- Flexible repayment structures available
Working Capital Loans
- A committed credit facility allowing your business to borrow, repay and borrow funds again as needed
- Advance and repay principal to match the cycle of your company’s collection of assets
- Working capital loans may be permanent or you may wish to structure the line to reduce over a specified period
- Can be structured with a maturity longer than 12 months, options typically include converting all or a portion of the amount outstanding to a term loan