Business Checking

Whether your company is a small business with basic checking needs or a large company with a high volume of transactions each month, YNB has a variety of business checking accounts and services to meet your requirements.


Business Checking
Business Freedom Checking
Business NOW Checking
IOLTA Checking
Business Checking is versatile account with an earnings credit and is designed for businesses with moderate monthly transaction volumes.Business Freedom Checking is a checking account designed for small businesses with lower transaction volumes.Business NOW Checking is designed for any size business with higher account balances that want to earn interest.An IOLTA is an interest earning checking account used by attorneys and law firms to hold client funds.
No minimum balance No monthly maintenance fee** Great for sole proprietorships and non-profit organizations Meets state requirements
Earnings credit may offset fees and service charges Includes 75 deposited items and 75 debit items each month Earns interest Competitive interest rate

No Fee Check Cashing

Unlike other banks, YNB does not charge a check cashing fee to non-customers. Feel secure knowing  any YNB check you write can be cashed at any YNB location without paying a check cashing fee* (proper ID required)

*Applies to checks made payable to an individual person only. Checks made payable to business entities cannot be cashed.

**With E-statement delivery