Terms of Use

What you need to know

Terms of Use

Please read these terms of use carefully before using this site. By accessing this site and any pages thereof, you agree to be bound by the terms and conditions below. If you do not agree to the terms and conditions below, you are not authorized to access ynbok.com or any pages or portions thereof.

YNB (“we”) maintains ynbok.com (“Site”) to provide you with information about YNB products. We require that all the visitors to our Site(s) on the Internet adhere to the following rules and regulations. By accessing the Site, you indicate your acknowledgment and acceptance of these terms and conditions. From time to time, we may revise these terms and conditions.

Please review our Privacy Policy, which also governs your visit to ynbok.com, in order to understand our practices.

At ynbok.com, we use Secure Socket Layer 128 bit or better encryption to secure personal and sensitive information you submit to us using area of the site such as Online Banking and Loan Prequalification. As stated in the notice on our “Contact Us” page, messages you send to us are NOT secure; therefore, you should not include any personal information when using this form on our site. YNB will never ask for your password, Social Security number or other personal information in an email or other type of electronic message.

Copyright in the pages, screens, text and images appearing at the Site is owned by YNB or others as indicated. The information and materials contained in the Site may not be copied, displayed, distributed, downloaded, licensed, modified, published, reposted, reproduced, reused, sold, transmitted, used to create a derivative work or otherwise used for public or commercial purposes without express written permission of YNB.

License and Site Access
We grant you a limited license to access and make personal use of this Site and not to download (other than page caching) or modify it, or any portion of it, except with express written consent of YNB. This license does not include any resale or commercial use of this Site or its contents. Any reproduction, duplication, copying, selling or reselling, visiting, or other use of this Site or any content thereof for any commercial purpose is expressly prohibited without express written consent of YNB. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of ynbok.com without express written consent from YNB. You may not use any meta tags or any other “hidden text” utilizing the YNB name or trademarks or those of any YNB affiliates without the express written consent of YNB.

Disclaimers and Limitations
This site is provided by YNB on an “As Is” basis. YNB makes no representations or warranties of any kind, express or implied, regarding the operation of this site of the information, content, material or services included on this site. To the full extent permissible by applicable law, YNB disclaims all warranties, express or implied, including but not limited to, implied warranties of merchantability and fitness for a particular purpose. By using this site, you agree YNB will not be liable for any damages of any kind arising from the use of this site, including but not limited to direct, indirect, incidental, punitive and consequential damages.

Site Content
The Site provides users with the opportunity to send emails, submit suggestions, comments, questions, or other information. Users are prohibited from emailing, submitting or posting content that is, in YNB’s sole discretion, deemed to be obscene, threatening, defamatory, invasive of privacy, infringing of intellectual property rights, or otherwise injurious to third parties or objectionable, including but not limited to political campaigning, commercial solicitation, chain letters, mass mailings, and/or any form of “spam.” You are prohibited from introducing any content to the Site that may contain software viruses. You may not use a false email address, impersonate any person or entity, or otherwise mislead YNB as to the origin of email or other content. We reserve the right to remove or delete any user content that is considered undesirable, in our sole discretion.

Errors and Delays
We are not responsible for any errors or delays in responding to an email or any qualification form caused by an incorrect email address provided by you or other technical problems beyond our control.

Governing Law
This Site and the content herein is published for use in the United States and territories hereof, and may not be used or downloaded in other countries. This agreement shall be subject to and construed in accordance with the laws of the State of Oklahoma, excluding its conflict of law principles. By using this Site, you hereby consent to the exclusive jurisdiction and venue of courts in Oklahoma County, Oklahoma, U.S.A., in all disputes arising out of or relating to the use of this Site or the interpretation of this Agreement. Use of this Site in any jurisdiction that does not give full effect to all provisions of these terms and conditions, including but not limited to this paragraph, is expressly forbidden.

If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. All rights not expressly granted herein are reserved. No delay, waiver, forbearance, or omission by YNB to exercise any power or rights arising out of this Agreement shall affect or impair its rights nor constitute a waiver of any right hereunder.

Our Address
401 Elm
Yukon, Oklahoma 73099

Please print a copy of this agreement for your records.